@font-face{font-family:Manrope;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/manrope-latin-400-normal.woff2) format("woff2")}@font-face{font-family:Manrope;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/manrope-latin-600-normal.woff2) format("woff2")}@font-face{font-family:Manrope;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/manrope-latin-700-normal.woff2) format("woff2")}@font-face{font-family:Manrope;font-style:normal;font-weight:800;font-display:swap;src:url(/fonts/manrope-latin-800-normal.woff2) format("woff2")}:root{--bg: #F6F7F4;--surface: #FFFFFF;--ink: #13201C;--muted: #4F5B57;--line: #DCE3DF;--soft: #EEF2EF;--accent: #1D4E89;--accent-ink: #FFFFFF;--accent-dark: #163C69;--accent-tint: #E3EBF5;--warn: #A64B12;--t1: #E39A55;--t2: #F2C38B;--t3: #F7DDBC;--radius: 16px;--font: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;color-scheme:light}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--font);font-size:16px;line-height:1.55}a{color:var(--accent)}a:hover{color:var(--accent-dark)}img,svg{display:block}h1,h2,h3{line-height:1.2;letter-spacing:-.01em}:focus-visible{outline:3px solid #2B7CD3;outline-offset:2px}.wrap{max-width:720px;margin:0 auto;padding:0 16px}.site-header{background:var(--surface);border-bottom:1px solid var(--line)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}.brand{display:flex;align-items:center;gap:8px;font-weight:800;font-size:17px;color:var(--ink);text-decoration:none}.brand:hover{color:var(--ink)}.site-header nav a{font-weight:600;font-size:14px;text-decoration:none;padding:12px 4px}.hero{background:var(--accent);color:var(--accent-ink);padding:28px 0 32px}.hero h1{margin:0 0 6px;font-size:clamp(26px,6vw,36px);font-weight:800}.hero p{margin:0;color:#d3e0f0}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}.field{display:flex;flex-direction:column;gap:6px}.field label,.legend{font-size:14px;font-weight:700}.hint{font-size:13px;color:var(--muted);margin:0}.money{display:flex;align-items:center;gap:6px;min-height:56px;border:1.5px solid var(--line);border-radius:12px;padding:0 14px;background:var(--surface)}.money:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-tint)}.money span{color:var(--muted);font-size:20px}.money input{flex:1;min-width:0;border:0;outline:0;background:transparent;font:700 22px var(--font);color:var(--ink);font-variant-numeric:tabular-nums}.money.big{min-height:64px;border:0}.money.big input{font-size:28px;font-weight:800}.money.big span{font-size:24px}input[type=number].small{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:12px;padding:0 12px;font:600 17px var(--font);color:var(--ink)}.seg{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(0,1fr);gap:4px;background:var(--soft);padding:4px;border-radius:12px;border:0;margin:0}.seg input{position:absolute;opacity:0;pointer-events:none}.seg label{min-height:44px;display:flex;align-items:center;justify-content:center;text-align:center;border-radius:9px;font-size:14px;font-weight:600;color:var(--muted);cursor:pointer;padding:4px 6px;line-height:1.2}.seg input:checked+label{background:var(--surface);color:var(--ink);font-weight:700;box-shadow:0 1px 2px #13201c24}.seg input:focus-visible+label{outline:3px solid #2B7CD3;outline-offset:1px}.btn{min-height:52px;border-radius:12px;display:flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:16px;text-decoration:none;padding:0 16px;text-align:center}.btn-dark{background:var(--ink);color:#fff}.btn-dark:hover{color:#fff;background:#000}.refine summary{min-height:56px;display:flex;align-items:center;justify-content:space-between;padding:0 16px;font-weight:600;cursor:pointer;list-style:none;border-top:1px solid var(--soft)}.refine summary::-webkit-details-marker{display:none}.refine summary:after{content:"";width:9px;height:9px;border-right:2.2px solid var(--muted);border-bottom:2.2px solid var(--muted);transform:rotate(-45deg);transition:transform .15s;margin-right:4px}.refine[open] summary:after{transform:rotate(45deg)}.refine .body{padding:4px 16px 18px;display:flex;flex-direction:column;gap:14px}.prose{padding-top:8px;padding-bottom:24px}.prose h2{font-size:22px;margin:32px 0 8px}.prose h3{font-size:18px;margin:24px 0 6px}.prose p,.prose li{color:#26332f}.prose ul,.prose ol{padding-left:22px}.table-box{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:var(--surface);margin:12px 0}table{border-collapse:collapse;width:100%;font-size:15px;font-variant-numeric:tabular-nums}th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--soft);vertical-align:top}th,td:first-child{white-space:nowrap}th{font-size:13px;color:var(--muted);font-weight:700;background:#fafbf9}tr:last-child td{border-bottom:0}.callout{background:var(--accent-tint);border-radius:12px;padding:14px 16px;margin:16px 0}.callout p{margin:0}.guides{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px;padding:0;list-style:none;margin:12px 0 0}.guides a{display:flex;align-items:center;min-height:52px;padding:0 14px;background:var(--surface);border:1px solid var(--line);border-radius:12px;font-weight:600;text-decoration:none;color:var(--ink)}.guides a:hover{border-color:var(--accent)}.site-footer{border-top:1px solid var(--line);margin-top:40px;padding:24px 0 40px;font-size:13px;color:#5a6662}.site-footer p{margin:0 0 8px}.site-footer a{color:#3e4a46}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.prose ul.guides{padding-left:0}.main-nav{display:flex;gap:14px}.tools-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px;padding:0!important;list-style:none;margin:12px 0 0}.tools-grid a{display:flex;flex-direction:column;gap:2px;padding:12px 14px;min-height:64px;background:var(--surface);border:1px solid var(--line);border-radius:12px;text-decoration:none;color:var(--ink)}.tools-grid a:hover{border-color:var(--accent)}.tools-grid span{font-size:13px;color:var(--muted)}.result-card{padding:18px 16px;display:flex;flex-direction:column;gap:12px;border:2px solid var(--accent)}.r-label{margin:0;font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}.r-big{margin:0;font-size:44px;font-weight:800;line-height:1.05;letter-spacing:-.02em;color:var(--accent);font-variant-numeric:tabular-nums}.r-sub{margin:0;color:var(--muted);font-size:15px}.breakdown{width:100%;border-collapse:collapse;font-size:15px;font-variant-numeric:tabular-nums}.breakdown td{padding:9px 0;border-bottom:1px solid var(--soft);white-space:normal}.breakdown td:last-child{text-align:right;white-space:nowrap}.breakdown tr.total td{font-weight:800;border-bottom:0;border-top:2px solid var(--ink)}.breakdown tr.plus td:last-child{color:var(--accent)}.tool-stack{display:flex;flex-direction:column;gap:14px;margin-top:16px}.tool-form{padding:18px 16px;display:flex;flex-direction:column;gap:18px}.tool-form fieldset{border:0;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}select.small{width:100%;min-height:48px;border:1.5px solid var(--line);border-radius:12px;padding:0 12px;font:600 16px var(--font);color:var(--ink);background:var(--surface)}.check{display:flex;align-items:flex-start;gap:12px;min-height:44px;padding:6px 0;font-size:15px;cursor:pointer;line-height:1.4}.check input{width:22px;height:22px;margin:0;flex:none;accent-color:var(--accent)}.row2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.wrap{max-width:1080px}.hero p,.prose>:not(.tools-grid):not(.guides){max-width:720px}.site-header .wrap{flex-wrap:wrap;row-gap:0}.main-nav{display:flex;gap:4px 16px;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;margin:0 -4px;padding:0 4px}.main-nav::-webkit-scrollbar{display:none}.main-nav a{display:flex;align-items:center;min-height:44px;padding:0 2px;white-space:nowrap;font-weight:600;font-size:14px;text-decoration:none;border-bottom:2px solid transparent}.main-nav a[aria-current=page]{color:var(--ink);border-bottom-color:var(--accent)}.tools-grid,.guides{grid-template-columns:repeat(auto-fill,minmax(150px,1fr))}@media(min-width:960px){.tool-stack{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:20px}.tool-stack>.result-card{position:sticky;top:16px}}@media(min-width:640px){.tools-grid,.guides{grid-template-columns:repeat(auto-fill,minmax(210px,1fr))}}[hidden]{display:none!important}.trust{display:flex;gap:8px;align-items:flex-start;margin:14px 0 0;font-size:13px;line-height:1.5;color:var(--muted)}.trust svg{flex:none;margin-top:2px;color:var(--accent)}.trust a{color:var(--muted)}.hero .updated{font-size:14px;opacity:.85;margin-top:4px}
